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CII E05 Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Insurance Contract Formation | - Policy wording and interpretation - Offer, acceptance, consideration, and intention to create legal relations |
| Topic 2: Liability and Tort Law | - Occupiers’ liability - Vicarious liability - Negligence principles |
| Topic 3: Principles of Insurance Law | - Fundamental legal principles affecting insurance contracts - Nature and purpose of insurance law |
| Topic 4: Claims and Remedies | - Claims handling process - Fraud and avoidance of policies - Subrogation and contribution |
| Topic 5: Key Legal Principles in Insurance | - Disclosure and misrepresentation - Warranties and conditions - Insurable interest - Utmost good faith (uberrimae fidei) |
CII Examination element of M05 Insurance law Sample Questions:
1. The branch of law particularly relevant when handling negligence claims is
A) constitutional law.
B) public law.
C) civil law.
D) administrative.
2. A married couple have equal shares in a property and are insured under a buildings insurance policy. What is the likely position in law of a breach of good faith by one party, which was unknown to the other party?
A) Cover for both parties would be invalidated as the cover is likely to be a composite policy.
B) Cover for both parties would be invalidated as the cover is likely to be a joint policy.
C) Cover would be maintained in full for the innocent party as the cover is likely to be a joint policy
D) Cover would be maintained in full for the innocent party as the cover is likely to be a composite policy.
3. What is the maximum contingency fee percentage under a damages-based agreement that can be charged by a solicitor for personal injury cases and employment tribunal cases respectively?
A) 35% for personal injury cases and 25% for employment tribunal cases.
B) 35% for both cases.
C) 25% for personal injury cases and 35% for employment tribunal cases.
D) 50% for both cases.
4. Within what time period, from the date when the damage first began, does the owner of an office block have a right to sue the builder for negligent construction work?
A) 9 years.
B) 15 years.
C) 3 years.
D) 6 years.
5. For this question more than 1 option is correct. You must select all the correct options to gain the mark. Which special defences are available to the fort of libel?
A) Necessity.
B) Prescription.
C) Statutory authority.
D) Privilege.
E) Honest opinion.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: B | Question # 3 Answer: C | Question # 4 Answer: C | Question # 5 Answer: D,E |



