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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Which of the following is a basic benefit of Medicare Supplemental insurance?

A) First 3 pints of blood each year.
B) Preventive care.
C) Basic drugs limit of $1,250.
D) At-home recovery.

2. The purpose of Medicare Supplement Insurance is to address gaps in Medicare coverage, which can include

A) covering chiropractic treatment.
B) Medicare in-hospital deductible.
C) replacing HMO coverage.
D) treatment provided in a government hospital.

3. What information must be included in the statement accompanying an insurance claim payment made by an insurer?

A) A list of all claimants involved
B) The coverage under which the payment is being made
C) The agent ' s name and address
D) The reinsurance carrier involved

4. Penalties that may be levied by the Department of Insurance for committing insurance fraud do NOT include

A) fines.
B) license revocation.
C) license suspension.
D) probation.

5. The cost of a long-term care policy is based on all of the following EXCEPT

A) level of benefits provided.
B) health condition.
C) age.
D) personal income.

Solutions: